Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$524,057	$524,057	$562,410
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$38,353	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.183%	7.640%
1st payment	$3,387.18	$3,387.18	$3,894.01
2nd payment	$0.00	$287.65	$0.00
Taxes / mo	$520.75	$520.75	$520.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$245.62	$245.62	$112.48
HOA / mo	$136.00	$136.00	$136.00
Total monthly	$4,456.22	$4,743.86	$4,829.91
Cash to close	$100,843	$62,490	$62,490