Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$337,770	$337,770	$355,500
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$37,480	$0
Funding fee	$0	$0	$0
Note rate	5.810%	5.810%	7.400%
Blended rate	6.660%	7.181%	7.640%
1st payment	$2,103.80	$2,103.80	$2,461.41
2nd payment	$0.00	$370.89	$0.00
Taxes / mo	$277.58	$277.58	$277.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$253.70	$253.70	$71.10
HOA / mo	$19.42	$19.42	$19.42
Total monthly	$2,804.50	$3,175.39	$2,979.51
Cash to close	$57,230	$19,750	$39,500