Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$179,034$179,034$215,955
Remaining term (yrs)25.425.430.0
Secondary amount$0$36,921$0
Funding fee$895$895$0
Note rate3.550%3.550%7.400%
Blended rate3.550%4.482%7.640%
1st payment$890.13$890.13$1,495.23
2nd payment$0.00$276.91$0.00
Taxes / mo$477.17$477.17$477.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$43.19
HOA / mo$0.00$0.00$0.00
Total monthly$1,517.29$1,794.20$2,165.59
Cash to close$60,916$23,995$23,995