Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$309,986	$309,986	$327,600
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$35,814	$0
Funding fee	$0	$0	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.930%	5.649%	7.640%
1st payment	$1,768.47	$1,768.47	$2,268.24
2nd payment	$0.00	$354.41	$0.00
Taxes / mo	$385.50	$385.50	$385.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$259.87	$259.87	$65.52
HOA / mo	$239.00	$239.00	$239.00
Total monthly	$2,802.84	$3,157.25	$3,108.26
Cash to close	$54,014	$18,200	$36,400