Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,072$184,072$270,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$85,928$0
Funding fee$920$920$0
Note rate3.610%3.610%7.400%
Blended rate3.610%5.325%7.640%
1st payment$978.10$978.10$1,869.43
2nd payment$0.00$644.46$0.00
Taxes / mo$258.67$258.67$258.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,386.76$2,031.22$2,332.09
Cash to close$115,928$30,000$30,000