Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$430,177$430,177$441,000
Remaining term (yrs)27.827.830.0
Secondary amount$0$35,323$0
Funding fee$2,151$2,151$0
Note rate6.920%6.920%7.400%
Blended rate6.920%7.296%7.640%
1st payment$2,903.73$2,903.73$3,053.39
2nd payment$0.00$349.55$0.00
Taxes / mo$254.83$254.83$254.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$100.00$100.00$100.00
Total monthly$3,425.23$3,774.78$3,663.09
Cash to close$59,823$24,500$49,000