Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$211,487$211,487$330,300
Remaining term (yrs)23.823.830.0
Secondary amount$0$118,813$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%5.388%7.640%
1st payment$1,041.13$1,041.13$2,286.93
2nd payment$0.00$792.08$0.00
Taxes / mo$465.67$465.67$465.67
Insurance / mo$150.00$150.00$150.00
MI / mo$173.36$173.36$66.06
HOA / mo$233.00$233.00$233.00
Total monthly$2,063.16$2,855.24$3,201.66
Cash to close$155,513$36,700$36,700