Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$86,442$86,442$247,500
Remaining term (yrs)16.816.830.0
Secondary amount$0$161,058$0
Funding fee$0$0$0
Note rate4.400%4.400%7.400%
Blended rate5.250%7.040%7.640%
1st payment$604.53$604.53$1,713.64
2nd payment$0.00$1,073.72$0.00
Taxes / mo$129.08$129.08$129.08
Insurance / mo$150.00$150.00$150.00
MI / mo$85.51$85.51$49.50
HOA / mo$29.17$29.17$29.17
Total monthly$998.29$2,072.01$2,071.39
Cash to close$188,558$27,500$27,500