Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$15,258	$15,258	$301,050
Remaining term (yrs)	7.5	7.5	30.0
Secondary amount	$0	$285,792	$0
Funding fee	$0	$0	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.850%	7.704%	7.640%
1st payment	$207.31	$207.31	$2,084.41
2nd payment	$0.00	$1,845.74	$0.00
Taxes / mo	$243.67	$243.67	$243.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$24.49	$24.49	$60.21
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$625.47	$2,471.21	$2,538.29
Cash to close	$319,242	$33,450	$33,450