Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,663	$208,663	$296,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$87,437	$0
Funding fee	$1,043	$1,043	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.638%	7.640%
1st payment	$980.35	$980.35	$2,050.14
2nd payment	$0.00	$655.77	$0.00
Taxes / mo	$78.50	$78.50	$78.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,208.85	$1,864.62	$2,337.86
Cash to close	$120,337	$32,900	$32,900