Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$24,686$24,686$301,050
Remaining term (yrs)7.57.530.0
Secondary amount$0$276,364$0
Funding fee$0$0$0
Note rate6.000%6.000%7.400%
Blended rate6.850%7.676%7.640%
1st payment$335.41$335.41$2,084.41
2nd payment$0.00$1,784.85$0.00
Taxes / mo$240.00$240.00$240.00
Insurance / mo$150.00$150.00$150.00
MI / mo$39.63$39.63$60.21
HOA / mo$0.00$0.00$0.00
Total monthly$765.04$2,549.89$2,534.62
Cash to close$309,814$33,450$33,450