Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$514,789$514,789$571,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$56,711$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.280%7.640%
1st payment$3,403.41$3,403.41$3,956.95
2nd payment$0.00$425.33$0.00
Taxes / mo$344.25$344.25$344.25
Insurance / mo$166.67$166.67$166.67
MI / mo$245.77$245.77$114.30
HOA / mo$28.33$28.33$28.33
Total monthly$4,188.42$4,613.75$4,610.50
Cash to close$120,211$63,500$63,500