Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,755$290,755$346,500
Remaining term (yrs)29.529.530.0
Secondary amount$0$55,745$0
Funding fee$1,454$1,454$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.776%7.640%
1st payment$1,815.99$1,815.99$2,399.10
2nd payment$0.00$418.09$0.00
Taxes / mo$388.08$388.08$388.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$391.00$391.00$391.00
Total monthly$2,745.08$3,163.17$3,397.48
Cash to close$94,245$38,500$38,500