Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,596	$131,596	$461,250
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$329,654	$0
Funding fee	$0	$0	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	5.000%	6.965%	7.640%
1st payment	$769.99	$769.99	$3,193.60
2nd payment	$0.00	$2,129.02	$0.00
Taxes / mo	$225.25	$225.25	$225.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$112.20	$112.20	$92.25
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,274.10	$3,403.12	$3,677.77
Cash to close	$380,904	$51,250	$51,250