Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$137,991$137,991$224,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$86,919$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%5.767%7.640%
1st payment$642.87$642.87$1,557.23
2nd payment$0.00$651.89$0.00
Taxes / mo$94.75$94.75$94.75
Insurance / mo$150.00$150.00$150.00
MI / mo$109.68$109.68$44.98
HOA / mo$0.00$0.00$0.00
Total monthly$997.30$1,649.20$1,846.96
Cash to close$111,909$24,990$24,990