Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$96,870	$96,870	$369,000
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$272,130	$0
Funding fee	$484	$484	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	3.420%	6.613%	7.640%
1st payment	$640.87	$640.87	$2,554.88
2nd payment	$0.00	$1,757.51	$0.00
Taxes / mo	$127.58	$127.58	$127.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$963.46	$2,720.96	$2,951.26
Cash to close	$313,130	$41,000	$41,000