Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$243,526$243,526$450,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$206,474$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%5.537%7.640%
1st payment$1,110.66$1,110.66$3,115.71
2nd payment$0.00$1,333.48$0.00
Taxes / mo$416.67$416.67$416.67
Insurance / mo$166.67$166.67$166.67
MI / mo$195.22$195.22$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,889.22$3,222.70$3,789.04
Cash to close$256,474$50,000$50,000