Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$275,308	$275,308	$292,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$33,442	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.120%	7.640%
1st payment	$1,353.96	$1,353.96	$2,025.21
2nd payment	$0.00	$330.93	$0.00
Taxes / mo	$182.50	$182.50	$182.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$214.91	$214.91	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,901.37	$2,232.31	$2,416.21
Cash to close	$49,692	$16,250	$32,500