Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$209,550	$209,550	$562,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$352,950	$0
Funding fee	$0	$0	$0
Note rate	3.980%	3.980%	7.400%
Blended rate	4.830%	6.662%	7.640%
1st payment	$1,300.03	$1,300.03	$3,894.64
2nd payment	$0.00	$2,279.47	$0.00
Taxes / mo	$186.50	$186.50	$186.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$193.35	$193.35	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,846.54	$4,126.01	$4,360.30
Cash to close	$415,450	$62,500	$62,500