Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$108,333	$108,333	$166,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$58,167	$0
Funding fee	$542	$542	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	5.161%	7.640%
1st payment	$536.26	$536.26	$1,152.81
2nd payment	$0.00	$436.25	$0.00
Taxes / mo	$150.67	$150.67	$150.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$33.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$836.93	$1,273.18	$1,486.78
Cash to close	$76,667	$18,500	$18,500