Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,434$266,434$364,410
Remaining term (yrs)25.525.530.0
Secondary amount$0$97,976$0
Funding fee$1,332$1,332$0
Note rate3.920%3.920%7.400%
Blended rate3.920%5.286%7.640%
1st payment$1,375.89$1,375.89$2,523.10
2nd payment$0.00$734.82$0.00
Taxes / mo$226.67$226.67$226.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.88
HOA / mo$12.50$12.50$12.50
Total monthly$1,765.06$2,499.87$2,985.15
Cash to close$138,466$40,490$40,490