Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$770,236	$770,236	$774,000
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$46,764	$0
Funding fee	$3,851	$3,851	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	6.720%	7.015%	7.640%
1st payment	$5,068.12	$5,068.12	$5,359.02
2nd payment	$0.00	$462.77	$0.00
Taxes / mo	$179.75	$179.75	$179.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$154.80
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$5,544.54	$6,007.31	$5,990.24
Cash to close	$89,764	$43,000	$86,000