Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,224	$417,224	$651,600
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$234,376	$0
Funding fee	$2,086	$2,086	$0
Note rate	7.230%	7.230%	7.400%
Blended rate	7.230%	7.417%	7.640%
1st payment	$2,929.65	$2,929.65	$4,511.55
2nd payment	$0.00	$1,513.68	$0.00
Taxes / mo	$415.92	$415.92	$415.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.32
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,562.23	$5,075.91	$5,274.45
Cash to close	$306,776	$72,400	$72,400