Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$201,070	$201,070	$351,000
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$149,930	$0
Funding fee	$0	$0	$0
Note rate	4.440%	4.440%	7.400%
Blended rate	5.290%	6.448%	7.640%
1st payment	$1,205.39	$1,205.39	$2,430.25
2nd payment	$0.00	$999.53	$0.00
Taxes / mo	$372.42	$372.42	$372.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$169.70	$169.70	$70.20
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$1,905.84	$2,905.37	$3,031.20
Cash to close	$188,930	$39,000	$39,000