Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,859	$71,859	$166,860
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$95,001	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	7.075%	7.640%
1st payment	$428.29	$428.29	$1,155.30
2nd payment	$0.00	$712.51	$0.00
Taxes / mo	$322.42	$322.42	$322.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$66.07	$66.07	$33.37
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$966.78	$1,679.29	$1,661.09
Cash to close	$113,541	$18,540	$18,540