Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$290,111	$290,111	$427,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$137,389	$0
Funding fee	$0	$0	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	3.520%	4.960%	7.640%
1st payment	$1,348.77	$1,348.77	$2,959.92
2nd payment	$0.00	$915.93	$0.00
Taxes / mo	$202.08	$202.08	$202.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$236.47	$236.47	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,953.99	$2,869.92	$3,414.17
Cash to close	$184,889	$47,500	$47,500