Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,121	$187,121	$422,910
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$235,789	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.423%	7.640%
1st payment	$1,086.03	$1,086.03	$2,928.14
2nd payment	$0.00	$1,522.80	$0.00
Taxes / mo	$334.50	$334.50	$334.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$163.10	$163.10	$84.58
HOA / mo	$215.00	$215.00	$215.00
Total monthly	$1,965.29	$3,488.09	$3,728.89
Cash to close	$282,779	$46,990	$46,990