Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$92,685$92,685$449,910
Remaining term (yrs)15.215.230.0
Secondary amount$0$357,225$0
Funding fee$0$0$0
Note rate4.000%4.000%7.400%
Blended rate4.850%7.153%7.640%
1st payment$674.70$674.70$3,115.09
2nd payment$0.00$2,307.08$0.00
Taxes / mo$187.92$187.92$187.92
Insurance / mo$166.67$166.67$166.67
MI / mo$100.10$100.10$89.98
HOA / mo$20.00$20.00$20.00
Total monthly$1,149.39$3,456.47$3,579.65
Cash to close$407,215$49,990$49,990