Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,887	$91,887	$161,910
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$70,023	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	7.212%	7.640%
1st payment	$771.20	$771.20	$1,121.03
2nd payment	$0.00	$525.18	$0.00
Taxes / mo	$160.75	$160.75	$160.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$101.76	$101.76	$32.38
HOA / mo	$835.00	$835.00	$835.00
Total monthly	$2,018.71	$2,543.88	$2,299.16
Cash to close	$88,013	$17,990	$17,990