Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$143,968$143,968$314,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$170,942$0
Funding fee$0$0$0
Note rate3.230%3.230%7.400%
Blended rate4.080%6.208%7.640%
1st payment$719.07$719.07$2,180.37
2nd payment$0.00$1,139.61$0.00
Taxes / mo$400.50$400.50$400.50
Insurance / mo$150.00$150.00$150.00
MI / mo$117.33$117.33$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,386.90$2,526.52$2,793.86
Cash to close$205,932$34,990$34,990