Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$165,144$165,144$899,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$733,956$0
Funding fee$0$0$0
Note rate3.110%3.110%7.400%
Blended rate3.960%7.054%7.640%
1st payment$787.42$787.42$6,225.19
2nd payment$0.00$4,740.13$0.00
Taxes / mo$305.83$305.83$305.83
Insurance / mo$216.67$216.67$216.67
MI / mo$130.45$130.45$179.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,440.38$6,180.51$6,927.51
Cash to close$833,856$99,900$99,900