Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$293,658	$293,658	$314,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$37,892	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.166%	7.640%
1st payment	$1,444.20	$1,444.20	$2,174.76
2nd payment	$0.00	$374.98	$0.00
Taxes / mo	$600.83	$600.83	$600.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$229.23	$229.23	$62.82
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$2,459.27	$2,834.25	$3,023.42
Cash to close	$55,342	$17,450	$34,900