Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$89,256	$89,256	$153,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$63,744	$0
Funding fee	$0	$0	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.900%	6.025%	7.640%
1st payment	$420.94	$420.94	$1,059.34
2nd payment	$0.00	$478.08	$0.00
Taxes / mo	$64.83	$64.83	$64.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$70.27	$70.27	$30.60
HOA / mo	$41.00	$41.00	$41.00
Total monthly	$747.04	$1,225.12	$1,345.77
Cash to close	$80,744	$17,000	$17,000