Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$462,461$462,461$495,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,539$0
Funding fee$2,312$2,312$0
Note rate3.220%3.220%7.400%
Blended rate3.220%3.600%7.640%
1st payment$2,217.67$2,217.67$3,427.28
2nd payment$0.00$244.04$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$100.00$100.00$100.00
Total monthly$2,942.67$3,186.71$4,251.28
Cash to close$87,539$55,000$55,000