Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$73,346$73,346$342,000
Remaining term (yrs)7.57.530.0
Secondary amount$0$268,654$0
Funding fee$0$0$0
Note rate3.830%3.830%7.400%
Blended rate4.680%7.092%7.640%
1st payment$929.99$929.99$2,367.94
2nd payment$0.00$1,735.05$0.00
Taxes / mo$251.58$251.58$251.58
Insurance / mo$150.00$150.00$150.00
MI / mo$90.09$90.09$68.40
HOA / mo$58.33$58.33$58.33
Total monthly$1,479.99$3,215.05$2,896.25
Cash to close$306,654$38,000$38,000