Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,994$353,994$378,000
Remaining term (yrs)29.229.230.0
Secondary amount$0$45,006$0
Funding fee$1,770$1,770$0
Note rate6.230%6.230%7.400%
Blended rate6.230%6.867%7.640%
1st payment$2,192.01$2,192.01$2,617.20
2nd payment$0.00$445.38$0.00
Taxes / mo$468.42$468.42$468.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,810.42$3,255.80$3,311.21
Cash to close$66,006$21,000$42,000