Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$143,910
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$143,910	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	8.000%	7.640%
1st payment	$0.00	$0.00	$996.40
2nd payment	$0.00	$959.40	$0.00
Taxes / mo	$186.25	$186.25	$186.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$28.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$336.25	$1,295.65	$1,361.44
Cash to close	$159,900	$15,990	$15,990