Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$395,729$395,729$1,075,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$679,771$0
Funding fee$1,979$1,979$0
Note rate2.870%2.870%7.400%
Blended rate2.870%5.954%7.640%
1st payment$1,833.30$1,833.30$7,446.54
2nd payment$0.00$4,390.18$0.00
Taxes / mo$686.50$686.50$686.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$215.10
HOA / mo$204.00$204.00$204.00
Total monthly$2,940.47$7,330.65$8,768.81
Cash to close$799,271$119,500$119,500