Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$901,965	$901,965	$1,169,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$267,135	$0
Funding fee	$0	$0	$0
Note rate	5.090%	5.090%	7.400%
Blended rate	5.940%	6.354%	7.640%
1st payment	$5,235.45	$5,235.45	$8,094.61
2nd payment	$0.00	$1,725.25	$0.00
Taxes / mo	$1,082.50	$1,082.50	$1,082.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$683.79	$683.79	$233.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$7,218.41	$8,943.66	$9,627.60
Cash to close	$397,035	$129,900	$129,900