Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$82,662	$82,662	$262,800
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$180,138	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	6.984%	7.640%
1st payment	$589.13	$589.13	$1,819.57
2nd payment	$0.00	$1,200.92	$0.00
Taxes / mo	$256.33	$256.33	$256.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.26	$88.26	$52.56
HOA / mo	$19.50	$19.50	$19.50
Total monthly	$1,103.22	$2,304.15	$2,297.97
Cash to close	$209,338	$29,200	$29,200