Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$434,933	$434,933	$495,000
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$60,067	$0
Funding fee	$0	$0	$0
Note rate	6.660%	6.660%	7.400%
Blended rate	7.210%	7.427%	7.640%
1st payment	$2,877.04	$2,877.04	$3,427.28
2nd payment	$0.00	$450.50	$0.00
Taxes / mo	$181.92	$181.92	$181.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$205.20	$205.20	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,430.82	$3,881.32	$3,874.86
Cash to close	$115,067	$55,000	$55,000