Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,502	$263,502	$314,100
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$50,598	$0
Funding fee	$0	$0	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.870%	7.213%	7.640%
1st payment	$1,705.32	$1,705.32	$2,174.76
2nd payment	$0.00	$379.48	$0.00
Taxes / mo	$274.08	$274.08	$274.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.01	$126.01	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,255.41	$2,634.89	$2,661.67
Cash to close	$85,498	$34,900	$34,900