Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,101	$191,101	$297,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$105,899	$0
Funding fee	$0	$0	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	4.180%	5.542%	7.640%
1st payment	$971.16	$971.16	$2,056.37
2nd payment	$0.00	$705.99	$0.00
Taxes / mo	$505.25	$505.25	$505.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.48	$156.48	$59.40
HOA / mo	$86.67	$86.67	$86.67
Total monthly	$1,869.56	$2,575.55	$2,857.69
Cash to close	$138,899	$33,000	$33,000