Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$236,570$236,570$296,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$60,340$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.737%7.640%
1st payment$1,097.39$1,097.39$2,055.74
2nd payment$0.00$452.55$0.00
Taxes / mo$344.17$344.17$344.17
Insurance / mo$150.00$150.00$150.00
MI / mo$189.18$189.18$59.38
HOA / mo$75.00$75.00$75.00
Total monthly$1,855.73$2,308.28$2,684.29
Cash to close$93,330$32,990$32,990