Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$64,840	$64,840	$268,200
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$203,360	$0
Funding fee	$0	$0	$0
Note rate	4.930%	4.930%	7.400%
Blended rate	5.780%	7.274%	7.640%
1st payment	$541.87	$541.87	$1,856.96
2nd payment	$0.00	$1,313.37	$0.00
Taxes / mo	$160.08	$160.08	$160.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.07	$72.07	$53.64
HOA / mo	$17.08	$17.08	$17.08
Total monthly	$941.11	$2,254.48	$2,237.77
Cash to close	$233,160	$29,800	$29,800