Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,539$366,539$481,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$114,961$0
Funding fee$1,833$1,833$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.042%7.640%
1st payment$1,736.65$1,736.65$3,333.81
2nd payment$0.00$766.40$0.00
Taxes / mo$563.83$563.83$563.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$292.67$292.67$292.67
Total monthly$2,759.82$3,526.23$4,453.28
Cash to close$168,461$53,500$53,500