Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,057$230,057$342,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$111,943$0
Funding fee$1,150$1,150$0
Note rate2.375%2.375%7.400%
Blended rate2.375%4.216%7.640%
1st payment$1,048.75$1,048.75$2,367.94
2nd payment$0.00$746.29$0.00
Taxes / mo$72.67$72.67$72.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$82.00$82.00$82.00
Total monthly$1,353.41$2,099.70$2,741.01
Cash to close$149,943$38,000$38,000