Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$204,405	$204,405	$350,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$145,695	$0
Funding fee	$1,022	$1,022	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	5.484%	7.640%
1st payment	$1,029.77	$1,029.77	$2,424.02
2nd payment	$0.00	$971.30	$0.00
Taxes / mo	$120.42	$120.42	$120.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,300.18	$2,271.48	$2,764.46
Cash to close	$184,595	$38,900	$38,900