Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$222,831$222,831$355,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$132,669$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.336%7.640%
1st payment$1,074.86$1,074.86$2,461.41
2nd payment$0.00$884.46$0.00
Taxes / mo$342.75$342.75$342.75
Insurance / mo$150.00$150.00$150.00
MI / mo$182.92$182.92$71.10
HOA / mo$20.83$20.83$20.83
Total monthly$1,771.35$2,655.81$3,046.09
Cash to close$172,169$39,500$39,500