Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$294,390	$294,390	$328,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$34,110	$0
Funding fee	$0	$0	$0
Note rate	4.670%	4.670%	7.400%
Blended rate	5.520%	5.881%	7.640%
1st payment	$1,642.08	$1,642.08	$2,274.47
2nd payment	$0.00	$255.83	$0.00
Taxes / mo	$373.67	$373.67	$373.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$225.05	$225.05	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,390.80	$2,646.63	$2,863.83
Cash to close	$70,610	$36,500	$36,500